An exploration of consumer bankruptcy law under Chapters 7, 12, and 13 of the U.S. Bankruptcy Code and how the law impacts the rights of debtors and creditors. The course covers the creation of consumer lender-borrower relationships, including promissory notes, security agreements, and mortgages; rights of borrowers under consumer protection and exemption statutes; the nature of relief that is afforded debtors, and creditor remedies under state and federal law.